{"id":409,"date":"2026-01-03T21:10:05","date_gmt":"2026-01-04T00:10:05","guid":{"rendered":"https:\/\/cobviral.com\/?p=409"},"modified":"2026-01-03T21:10:43","modified_gmt":"2026-01-04T00:10:43","slug":"mxrf11-vale-a-pena-investir","status":"publish","type":"post","link":"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/","title":{"rendered":"MXRF11 vale a pena? Veja quanto rende investir R$100, R$500 e R$1.000 por m\u00eas"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>MXRF11 vale a pena<\/strong> para quem quer receber renda mensal sem comprar im\u00f3veis?<br>Esse fundo imobili\u00e1rio \u00e9 um dos mais populares do Brasil e chama aten\u00e7\u00e3o por pagar dividendos todos os meses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Neste artigo, voc\u00ea vai ver <strong>quanto rende investir R$100, R$500 e R$1.000 por m\u00eas no MXRF11<\/strong>, com simula\u00e7\u00f5es reais e compara\u00e7\u00e3o com a poupan\u00e7a.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice do Conte\u00fado<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"#\" data-href=\"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/#O_que_e_o_fundo_imobiliario_MXRF11\" >O que \u00e9 o fundo imobili\u00e1rio MXRF11?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"#\" data-href=\"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/#MXRF11_vale_a_pena_investir\" >MXRF11 vale a pena investir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"#\" data-href=\"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/#Quanto_rende_investir_no_MXRF11_por_mes\" >Quanto rende investir no MXRF11 por m\u00eas?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"#\" data-href=\"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/#Simulacao_quanto_rende_investir_R100_por_mes_no_MXRF11\" >Simula\u00e7\u00e3o: quanto rende investir R$100 por m\u00eas no MXRF11?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"#\" data-href=\"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/#Simulacao_quanto_rende_investir_R500_por_mes_no_MXRF11\" >Simula\u00e7\u00e3o: quanto rende investir R$500 por m\u00eas no MXRF11?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"#\" data-href=\"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/#Simulacao_quanto_rende_investir_R1000_por_mes_no_MXRF11\" >Simula\u00e7\u00e3o: quanto rende investir R$1.000 por m\u00eas no MXRF11?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"#\" data-href=\"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/#MXRF11_ou_poupanca_qual_rende_mais\" >MXRF11 ou poupan\u00e7a: qual rende mais?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"#\" data-href=\"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/#Quais_sao_os_riscos_do_MXRF11\" >Quais s\u00e3o os riscos do MXRF11?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"#\" data-href=\"https:\/\/cobviral.com\/en\/mxrf11-vale-a-pena-investir\/#MXRF11_vale_a_pena_para_iniciantes\" >MXRF11 vale a pena para iniciantes?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"O_que_e_o_fundo_imobiliario_MXRF11\"><\/span>O que \u00e9 o fundo imobili\u00e1rio MXRF11?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O MXRF11 (Maxi Renda FII) \u00e9 um <strong>fundo imobili\u00e1rio do tipo papel<\/strong>, ou seja, ele investe principalmente em <strong>Certificados de Receb\u00edveis Imobili\u00e1rios (CRI)<\/strong>, que s\u00e3o t\u00edtulos de renda fixa ligados ao setor imobili\u00e1rio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Principais caracter\u00edsticas do MXRF11:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fundo focado em renda mensal<\/li>\n\n\n\n<li>Pagamento de dividendos todos os meses<\/li>\n\n\n\n<li>Cotas acess\u00edveis (baixo valor unit\u00e1rio)<\/li>\n\n\n\n<li>Dividendos <strong>isentos de imposto de renda<\/strong> para pessoa f\u00edsica<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Por isso, o MXRF11 costuma ser um dos primeiros FIIs escolhidos por quem est\u00e1 come\u00e7ando.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MXRF11_vale_a_pena_investir\"><\/span>MXRF11 vale a pena investir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sim, <strong>o MXRF11 pode valer a pena<\/strong>, especialmente para quem busca:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Renda passiva mensal<\/li>\n\n\n\n<li>Come\u00e7ar com pouco dinheiro<\/li>\n\n\n\n<li>Diversificar investimentos al\u00e9m da poupan\u00e7a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Por\u00e9m, como qualquer investimento, ele possui riscos e n\u00e3o deve ser a \u00fanica aplica\u00e7\u00e3o da sua carteira. O ideal \u00e9 analis\u00e1-lo dentro de uma estrat\u00e9gia de longo prazo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quanto_rende_investir_no_MXRF11_por_mes\"><\/span>Quanto rende investir no MXRF11 por m\u00eas?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O MXRF11 costuma apresentar um <strong>dividend yield m\u00e9dio entre 0,8% e 1% ao m\u00eas<\/strong>, variando conforme o cen\u00e1rio econ\u00f4mico e a carteira do fundo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A seguir, veja <strong>simula\u00e7\u00f5es educativas<\/strong> de quanto pode render investir valores diferentes todos os meses.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f Aten\u00e7\u00e3o: os valores abaixo s\u00e3o estimativas com base em m\u00e9dias hist\u00f3ricas e n\u00e3o representam garantia de rentabilidade futura.<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Simulacao_quanto_rende_investir_R100_por_mes_no_MXRF11\"><\/span>Simula\u00e7\u00e3o: quanto rende investir R$100 por m\u00eas no MXRF11?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Descri\u00e7\u00e3o<\/th><th>Valor<\/th><\/tr><\/thead><tbody><tr><td>Aporte mensal<\/td><td>R$100<\/td><\/tr><tr><td>Investimento anual<\/td><td>R$1.200<\/td><\/tr><tr><td>Dividendos m\u00e9dios mensais (0,9%)<\/td><td>R$10,80<\/td><\/tr><tr><td>Dividendos estimados em 1 ano<\/td><td>R$129,60<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Mesmo com um valor baixo, voc\u00ea j\u00e1 come\u00e7a a receber renda mensal e pode reinvestir os dividendos para acelerar o crescimento.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Simulacao_quanto_rende_investir_R500_por_mes_no_MXRF11\"><\/span>Simula\u00e7\u00e3o: quanto rende investir R$500 por m\u00eas no MXRF11?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Descri\u00e7\u00e3o<\/th><th>Valor<\/th><\/tr><\/thead><tbody><tr><td>Aporte mensal<\/td><td>R$500<\/td><\/tr><tr><td>Investimento anual<\/td><td>R$6.000<\/td><\/tr><tr><td>Dividendos m\u00e9dios mensais (0,9%)<\/td><td>R$54,00<\/td><\/tr><tr><td>Dividendos estimados em 1 ano<\/td><td>R$648,00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Aqui j\u00e1 \u00e9 poss\u00edvel construir uma renda mensal interessante ao longo do tempo, principalmente com aportes constantes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Simulacao_quanto_rende_investir_R1000_por_mes_no_MXRF11\"><\/span>Simula\u00e7\u00e3o: quanto rende investir R$1.000 por m\u00eas no MXRF11?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Descri\u00e7\u00e3o<\/th><th>Valor<\/th><\/tr><\/thead><tbody><tr><td>Aporte mensal<\/td><td>R$1.000<\/td><\/tr><tr><td>Investimento anual<\/td><td>R$12.000<\/td><\/tr><tr><td>Dividendos m\u00e9dios mensais (0,9%)<\/td><td>R$108,00<\/td><\/tr><tr><td>Dividendos estimados em 1 ano<\/td><td>R$1.296,00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Com esse n\u00edvel de aporte, o investidor j\u00e1 sente de forma clara o poder da renda passiva mensal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MXRF11_ou_poupanca_qual_rende_mais\"><\/span>MXRF11 ou poupan\u00e7a: qual rende mais?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vamos comparar o MXRF11 com a poupan\u00e7a tradicional:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Investimento<\/th><th>Rentabilidade m\u00e9dia mensal<\/th><\/tr><\/thead><tbody><tr><td>Poupan\u00e7a<\/td><td>~0,5%<\/td><\/tr><tr><td>MXRF11<\/td><td>~0,8% a 1%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Al\u00e9m disso:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A poupan\u00e7a n\u00e3o paga renda mensal previs\u00edvel<\/li>\n\n\n\n<li>O MXRF11 distribui dividendos todos os meses<\/li>\n\n\n\n<li>Dividendos de FIIs s\u00e3o isentos de IR<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Isso torna o MXRF11 mais atrativo para quem pensa no longo prazo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quais_sao_os_riscos_do_MXRF11\"><\/span>Quais s\u00e3o os riscos do MXRF11?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Apesar das vantagens, \u00e9 importante conhecer os riscos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Oscila\u00e7\u00e3o no valor das cotas<\/li>\n\n\n\n<li>Risco de cr\u00e9dito dos CRIs<\/li>\n\n\n\n<li>Depend\u00eancia do cen\u00e1rio econ\u00f4mico<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Por isso, o MXRF11 deve fazer parte de uma <strong>carteira diversificada<\/strong>, e n\u00e3o ser o \u00fanico investimento.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MXRF11_vale_a_pena_para_iniciantes\"><\/span>MXRF11 vale a pena para iniciantes?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sim, o MXRF11 \u00e9 considerado um dos FIIs mais acess\u00edveis para iniciantes porque:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Exige pouco capital inicial<\/li>\n\n\n\n<li>Paga renda mensal<\/li>\n\n\n\n<li>Tem alta liquidez na Bolsa<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">No entanto, o investidor iniciante deve estudar e investir com vis\u00e3o de longo prazo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O MXRF11 vale a pena para quem busca <strong>renda passiva mensal<\/strong>, quer come\u00e7ar com pouco dinheiro e deseja sair da poupan\u00e7a.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Veja Tamb\u00e9m: <a href=\"https:\/\/cobviral.com\/en\/como-investir-de-forma-segura\/\" data-type=\"post\" data-id=\"370\">Aprenda a Investir em 2026: MXRF11, Tesouro Direto, CDB e A\u00e7\u00f5es da Petrobras<\/a><\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Com aportes regulares e reinvestimento dos dividendos, \u00e9 poss\u00edvel construir uma renda crescente ao longo dos anos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Antes de investir, avalie seu perfil, estude o fundo e diversifique sua carteira.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Se voc\u00ea quer aprender mais sobre fundos imobili\u00e1rios, renda fixa e como investir melhor o seu dinheiro, confira outros conte\u00fados aqui no blog.<\/p>","protected":false},"excerpt":{"rendered":"<p>MXRF11 vale a pena? Veja quanto rende investir R$100, R$500 e R$1.000 por m\u00eas nesse fundo imobili\u00e1rio e compare com a poupan\u00e7a.<\/p>","protected":false},"author":1,"featured_media":412,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[297,292,305],"tags":[421,426,423,422,434],"class_list":["post-409","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investimentos","category-financas","category-informacao","tag-mxrf11","tag-mxrf11-dividendos","tag-mxrf11-quanto-paga","tag-mxrf11-vale-a-pena","tag-vale-a-pena-investir-no-mxrf11"],"_links":{"self":[{"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/posts\/409","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/comments?post=409"}],"version-history":[{"count":2,"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/posts\/409\/revisions"}],"predecessor-version":[{"id":415,"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/posts\/409\/revisions\/415"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/media\/412"}],"wp:attachment":[{"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/media?parent=409"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/categories?post=409"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cobviral.com\/en\/wp-json\/wp\/v2\/tags?post=409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}